3.6 Million Households Victims of Identity Theft in Six-Month
Period
By Jim Kouri, CPP
MichNews.com
Jun 10, 2006
An estimated 3.6 million households, or about 3 percent of all
households in the nation, learned that they had been the victim
of at least one type of identity theft during a six-month period
in 2004, according to the US Justice Department’s Bureau of
Justice Statistics.
Forty-eight percent had experienced an unauthorized use of
credit cards; 25 percent had other accounts, such as banking
accounts, used without permission; 15 percent experienced the
misuse of personal information and 12 percent experienced
multiple types of theft at the same time.
These findings represent six-month estimates based on interviews
conducted from July through December 2004 for the BJS National
Crime Victimization Survey. The study's preliminary finds were
tabulated in April, 2006.
Households headed by young people (18-24 years old), those in
urban or suburban areas and those with incomes of $75,000 or
more were the most likely to experience identity theft.
Victimization did not differ by race or ethnicity.
About one-third of households that were identity theft victims
discovered the loss by noticing missing money or unfamiliar
charges on an account, and about one-quarter were contacted by a
credit bureau. The estimated loss during the 6-month period was
about $3.2 billion. This included losses that may have been
reimbursed by credit card companies, insurance companies or
other financial institutions.
About two-thirds of the households said they lost money. The
average loss was $1,290. Some households for which misuse was
still ongoing at the time of the interview may have continued to
suffer losses.
About one-quarter of all victimized households said the misuse
had not stopped. The misuse was more likely to have stopped for
households experiencing credit card theft (78 percent) than
those experiencing theft of other existing accounts (65 percent)
or the misuse of personal information (54 percent).
One-third of the victimized households experienced one or more
problems caused by identity theft. The most common problem was
being contacted by a debt collector (34 percent), followed by
problems with bank accounts (31 percent) and credit cards (26
percent)
About one in five households spent at least one month resolving
their problems. One-third said the problems were resolved in one
day. At the time of the interview about one-sixth said the
misuse was still causing problems.
The survey questions were asked of one household member, who
provided information about other property crimes the entire
household may have suffered. The survey did not obtain
information on which household members were victims.
Identity theft questions were added to the BJS crime survey in
July 2004. Only 6 months of data were available for analysis.
Annual prevalence estimates will be published when data are
available for 2005.
-----------------------------
Jim Kouri, CPP is currently fifth vice-president of the National
Association of Chiefs of Police.
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Illegals like this are doing this all the time. The Senate wants
to give these same people pardons and Amnesty. What do you think
? This could happen to you.Wait for the video to load, it takes
a few seconds.........
http://us.video.aol.com/video.index.adp?mode=2&guideContext=65.72&pmmsid=1659164
Also ==>
http://www.michnews.com/artman/publish/article_13075.shtml
reguarding ID theft
Other links to see:
African Americans oppose illegal immigration
http://www.michnews.com/artman/publish/article_12973.shtml
The tide may be turning on politicians who protect illegal
immigrants. But, you need to stay focused. VOTE out ANYONE who
supports ANY form of Amnesty. Reguardless of your party favor.
http://www.frontpagemag.com/Articles/ReadArticle.asp?ID=22849
Another Shocking Video of a Mexican Leader. Quotes about taking
back portions of America for Mexico, Not wanting to fully be
"Americans" like other Americans, What their twisted goals are.
After seeing this you may get very upset at these Mexican
illegals. Interview by fulldisclosure.com
http://www.fulldisclosure.net/flash/462-463_Navito.php
(GREAT VIDEO)
http://www.newnation.org/NCR/reference/NCR-Reconquistas.html
Disease brought in by illegal immigrants. PROOF !
http://washingtontimes.com/specialreport/20050212-112200-6485r.htm
Protect Our Borders Now! -
Protectourbordersnow@yahoo.com
http://www.protectourborder.net/